Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Social Security: By the Numbers Here are five facts about Social Security that might surprise you. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.